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Finance Calculator
Compound
interest
Loan
personal
Payoff
debt
Mortgage
home
Starting lump sum
$
Annual rate
%
Contribution
$
Contribute
Monthly
Yearly
Compounds
Yearly
Quarterly
Monthly
Daily
Years
Future value
$0
Total contributed
$0
Interest earned
$0
Contributions vs. interest
Enter a lump sum, contribution, and years to see the projection.
Contributions
Interest
Year-by-year breakdown
›
Year
Contributed
Interest
Balance
Loan amount
$
Annual rate
%
Term
yr
mo
3 yr
5 yr
6 yr
7 yr
Monthly payment
$0
Total paid
$0
Total interest
$0
Where your money goes
Enter a loan amount, rate, and term to see the breakdown.
Principal
Interest
Year-by-year breakdown
›
Year
Principal
Interest
Balance
Remaining balance
$
Annual rate
%
Monthly payment
$
Pay it off faster
optional
Extra / month
$
Extra / year
$
One-time payment (now)
$
Time to pay off
—
Total interest
$0
Interest saved
$0
Balance over time
Enter a balance, monthly payment, and rate to see the payoff.
Minimum only
With extra
Loan amount
$
Annual rate
%
Term
30 yr
20 yr
15 yr
10 yr
Monthly payment · principal & interest
$0
Total paid
$0
Total interest
$0
Monthly payment split over the loan
Enter a loan amount and rate to see the payment split.
Principal portion
Interest portion
Amortization by year
›
Year
Principal
Interest
Balance
Runs entirely on your device · nothing leaves your phone
Estimates only — principal & interest, taxes and insurance not included.